- 07-Oct-2013 to 18-Oct-2013 (CST)
- Carbondale, IL, USA
- Full Time
SIU Credit Union is a strong and growing credit union doing business in Franklin, Jackson, Jefferson, Johnson, Perry, Marion, Randolph, Saline, Massac, Union or Williamson counties in Illinois. We currently have a full time opening for a Consumer Loan Underwriter. If you have the ability to provide a high level of service to our internal and external members, we would like to hear from you.
You will analyze direct and indirect loan requests and make credit decisions based on the credit union's lending policy. You will assist and support member service representatives while they process consumer lending needs for members, including home equity loans. You will also provide support for other staff as needed.
Process and underwrite loan applications received through direct and indirect sources.
Analyze current financial position of members to determine the degree of risk involved in extending credit or lending money and provide opinions and recommendations regarding proposed credit and potential risks for loans outside of your lending authority.
Make lending decisions within your lending authority based on credit union policies and guidelines, ensuring that all due diligence has been thoroughly completed before credit approval is granted. Establish the terms and conditions of an approved loan and inform indirect source or branch employee.
Suggest cross selling opportunities of credit union products and other services according to the needs of the member.
Remain current on all credit policies and changes as well as current trends in consumer credit.
*High School Diploma and Bondability required
*Minimum of three years consumer loan underwriting experience in a financial institution or other lending environment.
*Ability to communicate effectively, both orally and in writing, with members, staff and management.
*Excellent attention to detail and ability to make decisions in a minimal period of time based on lending policy. Good analytical skills, excellent math skills.
*Typing and keyboard skills with knowledge of Microsoft Word and Windows based programs.
*SIU Credit Union offers a competitive salary & benefit program
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